Visit us on Facebook Visit us on LinkedIn Visit us on Twitter Visit us on YouTube Visit us on Instagram
 

Debt Repayment

 
 
Snowball your way out of debt

Snowball your way out of debt

August 3, 2021

I’ve been fascinated by human behaviour for as long as I’ve been a financial planner. The two go hand in hand in so many ways, because we are physical beings run by our emotions.  Therefore, when it comes to debt repayment, we need to be aware of this because repaying debt won’t happen overnight, and […]

Category: Debt Repayment

 
How to repay your mortgage fast

How to repay your mortgage fast

May 27, 2021

It’s the one debt most of us are happy to take out and it seems almost second nature to do so; for the majority, it takes nearly our whole working lifetime to repay it. So how can you join the 60% or so of householders who own their homes outright? Discover how repaying your mortgage earlier or more frequently can really make a difference.

Category: Debt Repayment, Financial Planning, Money Management

 
Money worries and Mental Health Awareness Week

Money worries and Mental Health Awareness Week

May 14, 2021

Many people often think that if they had more money, all their worries would go away. But (and while I am sure you’d prefer to find this out for yourself), I can tell you that for most people, more money just means different types of worries.

Most people live to their means, and some for various reasons live beyond their means.  When your budget begins to stretch and you start borrowing for day-to-day spending, your money worries can quickly grow. For some people, small worries can easily escalate rapidly into bigger problems and cause mental health issues that can paralyse our decision-making process. Just thinking about money, your bills and credit card statements can bring a shudder over you, bringing on a sense of helplessness and a lack of hope.

Category: Debt Repayment, Money Management

 
The road to debt freedom in 2021

The road to debt freedom in 2021

January 29, 2021

The average UK credit card interest rate is estimated to be a whopping 22.5%, according to the Bank of England. Nobody can afford to carry a liability like this. If you’ve had enough of this financial burden on your shoulders, then follow my six-step plan to repay your unsecured debt (credit cards, overdrafts, loans, car finance) in 2021.

Category: Debt Repayment

 
FOMO Spending – How to stop overspending on your credit cards!

FOMO Spending – How to stop overspending on your credit cards!

December 6, 2019

We live in a world of instant gratification, rather than see something we want, save and buy it, retailers make it so easy for you to have it now, and sometimes this ‘easy credit’ is so good for their business, it becomes the business and the products they sell, are secondary so that they can offer more debt. How can you get out of this cycle of debt?

Category: Debt Repayment, Money Management

 
How to manage your credit card debt

How to manage your credit card debt

January 17, 2019

It’s that time of year when credit card debt looms large – and for many, that means worries about their finances. Recent research showed that people take on average until May to pay off their Christmas. Follow my steps to say goodbye to your credit card debt.

Category: Debt Repayment, Money Management

 
Simple tips to get out of debt

Simple tips to get out of debt

October 17, 2018

We’re a nation built on credit, but we don’t have to be. We’re creatures of habit, and it’s become normal for us to get credit cards and use them, and end up being in debt fast. Follow my tips to learn out to get out of debt for good.

Category: Debt Repayment, Money Management

 
Paying off debt starts with your mindset

Paying off debt starts with your mindset

February 2, 2018

Paying off debt? Don’t get caught out – a plan is just as important for you as it is for a business owner. If you don’t know where you’re going, you won’t get there. You wouldn’t start driving without a destination in mind; if you don’t have rules for your children, their behaviour won’t conform to what’s appreciated or respected in society. Money is exactly the same.

Category: Debt Repayment

 
Debt management & the snowball plan

Debt management & the snowball plan

November 20, 2017

When it comes to managing your debt, the first and most important rule to remember is: don’t panic. There are millions of people struggling financially in the UK, and the country itself is in a massive amount of debt. What you need to do is take charge, take control, and follow my steps to put a clear plan in place.

Category: Debt Repayment