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Your ‘House of Wealth’ needs solid financial foundations

Several years ago, I worked with a group of people to create a model called the House of Wealth: a graphical representation of your financial planning.  The foundations of the house include all the basics everyone should consider having in place to safeguard their (and their families’) future, we never know what’s around the corner.

There are eight elements to the foundations in total: three are essential (an emergency cash reserve, a will and a lasting power of attorney), and five are optional. They’re very important for some people, but unnecessary for others.

March 4, 2019
 
 
 

Do I Care ISA?

The care fee problem is massive, it is estimated that in 2020/21 there will be a £5.5 billion funding gap in the costs of social care. This is set to rise to £12 billion by 2030. Meeting the potential huge future costs of care is therefore a massive headache for the Government and the elderly.…

August 24, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Office public Guardian

Lasting Power of Attorney Refunds

I often shout the need for Powers of Attorney – for everyone!  Not just the elderly. Now, if you have listened and if you have registered a Lasting Powers of Attorney (LPA) between April 2013 and March 2017 then you may be due a refund! The Office of the Public Guardian (OPG) is issuing partial…

February 11, 2018
 
 
 
 
 
 

Building your House of Wealth

I first put the concept of the House of Wealth together in the 90s to give a visual idea of where everything fits in to secure your financial future. It shows the foundations required to take control of your financial life, whether you’re looking to pay off debts or invest. You need the basics in…

November 22, 2017