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Saving & Investing

 
 
What’s causing the 2020 gold rush?

What’s causing the 2020 gold rush?

August 21, 2020

Gold isn’t just something we like to wear, it’s also a commodity that’s traded by investors. And it’s in big demand: in 2020 alone, the price of gold is up over 30%, following a gain of nearly 18% in 2019. Those are significant returns. But why? What is causing the rise in the price of gold? here are some factors that could be considered.

Category: Saving & Investing

 
S&P 500 at a record high – so should we party like it’s 1999?

S&P 500 at a record high – so should we party like it’s 1999?

August 20, 2020

Where were you at the turn of the millennium? When the dot-com bubble burst? Well on Tuesday 18 August, the S&P 500 crept up by 0.23%. It was enough to bring the reading on the index to just above the previous high that it had hit nearly six months previously, on 19 February. In between those two peaks there was a fall of 33.9% to 23 March followed by a rally of 51.5%. The obvious question is why? The USA economy today is much less healthy – in all senses – than it was in February.

Category: Financial News & Events, Saving & Investing

 
Investments: what is portfolio rebalancing?

Investments: what is portfolio rebalancing?

April 22, 2020

The asset allocation or the investment mix of a portfolio is designed to meet an appropriate risk profile of an investor and typically consists of Global Equities and Global Bonds. Rebalancing a portfolio is the process of bringing the current asset allocation back into line with the original or intended asset allocation.

Category: Coronavirus, Saving & Investing

 
Buy To Let and FTSE in the last 10 years

Buy To Let and FTSE in the last 10 years

February 26, 2020

How did UK shares and residential property compare in the 2010s? The Great British Public has long had a love affair with bricks and mortar, witness the continued (if waning) popularity of buy-to-let. It set us wondering what the last decade revealed about the returns from UK residential property compared to UK shares.

Category: Saving & Investing

 
Friday the 13th… Should you be scared?

Friday the 13th… Should you be scared?

November 22, 2019

We are experiencing unprecedented uncertainty and tension in the political system around the world as well as with the British elections on the 12 December, which for some will be a scary announcement on Friday 13th. Does all of this, and who sits in Number 10, affect your investment strategy?  If it does, do you need to rethink your plans ahead of the election?

Category: Financial News & Events, Saving & Investing

 
Good-bye Help to Buy

Good-bye Help to Buy

November 8, 2019

If you want to open a Help to Buy ISA, you will need to be quick because the Help to Buy ISA is due to close to new customers on 30th November. However, don’t despair the successor to the Help to Buy ISA was launched back in April 2017 and is well underway, so until the end of the month, you have two options to help you save for your first home, the Help to Buy ISA and the Lifetime ISA, often referred to as the LISA. So, what’s the difference between these two ISAs?

Category: Financial Planning, Saving & Investing

 
Styles of Investing; Active or Passive

Styles of Investing; Active or Passive

November 8, 2019

Before I became a financial planner, investing was all about making money and buying a ‘hot stock’, 25 years later, I reflect on my naivety and appreciate how others may also be thinking this and asking themselves what is the right way to invest?

Category: Saving & Investing